Guaranteed Healthcare

I have three health insurance horror stories in my immediate family alone. Including an uncle whose HMO allowed him to die from prostate cancer (which I've since been told is easily treatable, but treatment was delayed or denied until he died.)

Oh and by the way, the "oncologist" assigned to my uncle's case, turned out to actually be a gynecologist from another country. Apparently, assigned because he wouldn't be aware of how to treat my uncle's cancer.

Death by spreadsheet, indeed.

My stepbrother required heart surgery, and afterward was fired from his job -- privately, he was told that the Health insurance company had pressured his company, threatened to drop all the company's coverage, if they didn't fire the heart patient. No matter that my stepbrother has been healthy for ten years since, and has required no further surgeries -- it was job loss by spreadsheet.

Meanwhile, I'm 59 years old without any health care, after a decade of fighting to get insurance, fighting to get insurance companies to treat me, or fighting to get an insurance company to pay my doctors.

I've paid out to a plan that turned out to be fraudulent, another that arbitrarily dropped everyone in my state, and another that raised my individual rates until I could no longer afford insurance, when it finally reached $1,000 a month, just for me. (And even at that price, wouldn't cover $500 a month more for treatments I require.)