My Insurance Company Denied My Doctor's Prescription

Chris
Bountiful, Ut
Heathcare Status: Employer Insured

When I went into the store to buy a wheelchair I asked the salesman, how much is this wheelchair? He responded, and this is a direct quote, "If you buy it, it's $5,000. If your insurance company buys it, it's $10,000." Then they billed my insurance company $11,000+ for it. This happened because they knew that if my insurance company didn't buy it, the next guy's would. They know that insurance companies will fight to pay whatever he asks and even compete to pay more if needed.

But that's not the end of the story. I was also denied medical treatment. When people are denied health insurance they are not denied health care, right? Not in the greatest country in the world. Wrong. When my insurance denied me on my doctor's orders to have an infusion to prevent disability and prolong life, I told the hospital to go ahead and bill me. They said they can't because of the high number of medical bankruptcies. I was denied both medical coverage and medical care.

The truth is, you can't be denied medical care in this country if you are dying immediately or giving birth. Other than that, you have no protection. The infusion that my insurance company denied me was a $5,000 treatment and isn’t it ironic that they wouldn’t pay for that, but they gladly paid $6,000 too much for a wheelchair. Where is the logic in that? And I bet you thought a life was worth more than $5,000. Not in this country, not right now.

Submitted on March 11, 2009 - 1:43pm.