I have insurance, I think!

Tom
Princeton, NJ
Heathcare Status: Employer Insured

I work in a large teaching hospital in central New Jersey and have insurance through my employer. Having been a Registered Nurse for nearly thirty years I now have lumbar spine degeneration caused by all the lifting and no equipment to help.

There are a number of surgeons at the hospital where I work who could do the surgery I need, but the best surgeon does not take my hospital-provided insurance. If I were to use this surgeon, my employer would hit me with huge financial penalties. Even though I am a Health Care professional I cannot choose the surgeon I feel is the most experienced and in whom I would have the most confidence. My employer forces me, through financial penalties, to use their facililty but has been unable to persuade some of their own best surgeons to accept the hospital's health plan.

Submitted on January 12, 2008 - 8:21am.