Hospitals Treat You Differently

Daniel
Southgate, MI
Heathcare Status: Employer Insured

I'll start this by telling you that I now have health insurance through my job and I'd be lost without it.  Previous to being able to get health care I went to a hospital emergency room because of severe stomach pain. I spent the day not wanting to go because I did not want to get saddled with another $3000 hospital bill that I knew I couldn't pay. Around 6 pm that night I couldn't take it anymore and had my wife drive me to the hospital. When they asked for my insurance cards obviously I didn't have any and instantly the woman's attitude behind the desk changed. She basically threw the clipboard at me telling me to fill out billing forms. After waiting for nearly an hour to get back to see a doctor. The doctor came in did a real quick assessment and told me she didn't see anything wrong with me. No x-rays no tests nothing. She gave me a script for some antibiotics and sent me on my way. Eventually the pain went away but it wasn't because of the antibiotics because I didn't get them.

Fast forward 6 months and the pain came back. Now having insurance I went to the same ER with the same problem was almost immediately taken back, diagnosed and treated. All because I had insurance. Hospitals don't have the right to refuse treatment but they do in a round about way. If they think you can't pay your bill they throw antibiotics or painkillers at you and send you on your way. Why can't we have a system like France, England or Canada? Why is it legal for a hospital to not cure you yet charge you $3000 to just see you? Why is my insurance company allowed to raise my premium every year yet not increase my coverage?We need national health care to stop this nonsense that is occurring in our medical system.

Submitted on March 4, 2008 - 10:27am.