out-of-pocket costs
CHOICE IN PRIVATE HEALTH PLANS: IS IT REAL?
Posted by John Geyman MD PNHP on July 16, 2008 - 11:14amWe are told regularly by advocates of the free market that more choice, as granted by the unfettered private marketplace, is the key to greater efficiency and value for consumers, whether in health care or otherwise. AHIP (the American Association of Health Plans) is committed to providing an “abundance of consumer choice” in its offerings.
EXPLOITING THE MARKET UNDER THE GUISE OF INNOVATION
Posted by John Geyman MD PNHP on July 7, 2008 - 4:25pmAlthough we pay more and more each year for health insurance (average premium for a family of four now over $12,000), we get less and less for it. Insurers continue to take high profits first, leaving enrollees more vulnerable to high out-of-pocket costs for health care.
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