Guaranteed Healthcare

Insurance Company, Hospital Gang Up On Seriously Ill Woman

"My sister-in-law Candice has suffered from asthma since childhood," recounts Jean Minute of Hinckley, Ohio. "Severely abused as a child, she was hospitalized multiple times throughout her life. She is now in her late 20's, and when her husband filled out the paperwork for hospitalization through his job as a truck driver, he included the info about her asthma and noted all the medications she was on due to it."

Permanently Disabled at Age 46 Because Insurance Refused to Pay for MRI

"My medical problems started in 1998, but I wasn't diagnosed for five years" begins Carol Black of Cleveland, Ohio. “My doctor at the time wanted to do an MRI of my spine, because my symptoms mimicked those of multiple sclerosis. The MRI was denied by the insurance company, who claimed my symptoms were not severe enough to warrant the test.

"Instead of MS, it turned out I had a severe spine problem called splondolythesis. In the meantime, as I was waiting for a diagnosis the nerves in my spine were being compressed and I now have permanent nerve damage.   I am 46 and permanently disabled. Because the insurance company wouldn’t pay for that test, my life is ruined forever." 

When Saving A Life Isn’t Profitable

“Things started to go badly for my dad about four years ago,” explains Donna Teer of Marietta, Ohio. “He discovered he had Malt lymphoma and then got a really bad case of pneumonia. After his pneumonia, he started loosing blood faster and the procedures to stop the bleeding weren't working.”  Donna’s father, Roy Dickinson, went into an ammonia attack, caused by his failing liver.

“He received a procedure called TIPS to reduce the pressure in the liver, which didn't work. But dad never gave up fighting, because the doctors gave him hope. They were going to try and get a transplant approved and took his case to the insurance company.”