Guaranteed Healthcare

My husband, recently deceased, fell into the Medicare Rx donut. To get an $800. or $900. dollar RX bill for several months was a jolt. There are many families who would not be able to absorb such an unexpected expense. Had we been unable to do so, the last months of his life might have been miserable.

I have a major health insurer. I pay over $700 a month for a family of three, and I am employer insured. I pay 40% of the coverage because I work 60% of full time. I went to my primary care doctor recently and tried to get to see a former specialist. He told me that my health insurer does not cover that doctor, so I can't go to see him.

When my premium nearly doubled and I called to complain, I discovered I'd been paying over $100 a month extra for years, for maternity coverage (I'm a single male).

They said, "when we sent you the booklet describing your coverage, you had 10 days to examine it." I issued a formal complaint but they weaseled out of it on a technicality.

My dad was admitted to the hospital for ongoing treatment of heart disease in 1986. He was a Korean vet, wounded by bullet and knife in combat and disabled. Despite his disability he was able to work to support his family for many years until declining health forced him to retire. Too young for Medicare he relied on his military pension/disability and insurance to live.

I have sent in my story but needed to add one more thing. I wrote our President and Senators about taxing the gaming industry for even one nickel of every dollar Americans spend could go into programs to benefit us when we needed it. They could create a Federal Lottery so people could choose how to spend the recreation dollar.

I had a heart attack last month. Something in my left back shoulder area has constricted the blood flow to my heart. I tried to get workers compensation for the back injury I sustained in 2005 when pulled and twisted by big boxes on a conveyor belt. The pain in my left back shoulder has been constant and severe since the injury. I had to use company doctors and could not see family doctors.

Make Too Much To Qualify for Medi-Cal, But Not Enough to Afford Insurance. This is my story about how I slip through the cracks of this medical system. My husband and I make approximately 3,000 dollars a month. Luckily, my daughter has an absent father, and I know that sounds horrible, but it’s the truth in this situation.

I was downsized from my company and unable to make the Cobra payments to continue healthcare coverage. I did not realize that my inherited diabetes resulting in artery disease would prevent me from buying health insurance. While searching for a job I had to have quadurple by-pass surgery. The result was filing bankrupcy to wipe out the medical debt.