Tearing the Mask Off the Massachusetts Healthcare Scam
The following commentary by Rose Ann DeMoro first appeared in the Huffington Post.
So much for the overblown rhetoric about shared responsibility in healthcare reform.Apparently the Massachusetts officials who enacted the law that has been hyped from coast to coast as the model for other state and national plans believe that only low and middle income individuals and families should carry the financial burden for resolving the healthcare crisis.

Having already relaxed requirements on the insurance giants who stand to gain tens of millions in additional profits under the plan, now we learn that the obligations on employers have been effectively eliminated in Massachusetts.First, the Massachusetts legislature agreed, after intensive corporate lobbying, to gut the shared responsibility for businesses with over 10 employers who don't currently provide health benefits for employees to a paltry "fair share" fee of $295 per employee per year.Even that token amount was too high for then-Gov. Mitt Romney who wanted his corporate donors to pay nothing, but whose veto of that provision was overridden.Then, the state made it ridiculously easy for employers to evade that meager cost. All they have to do is cover one of four employees, or offer to pay a third of their employees' premium costs, no matter how bad the plans, to be exempted from the fee. And, the employer trade groups which lobbied against the fee quickly offered counseling for employers on how to avoid paying any fees.Now, the Boston Globe reports that the state is not even bothering to collect those pitiful fees. The penalties were supposed to bring in $95 million this fiscal year and $76 million next year to help pay a portion of the public cost of the plan. Instead the state plans to collect nothing this year from employers and only $24 million next year.That's quite a contrast with the heavy handed yoke on middle income Massachusetts residents and families who are forced to buy expensive health insurance policies or face escalating punishment.The cheapest plan for residents of eastern Massachusetts, the main population centers, is $2,100 a year for someone in their mid-30s. For individuals over 55, that same plan costs over $4,100 a year. That's with bare bones benefits, more comprehensive plans cost more.Add to that out-of-pocket annual deductibles of $2,000 per individual and $4,000 per family before the insurance company begins to pay for most patient services. And, if you want to choose a doctor or other provider who is not on the insurer's network list, the cost also increases.Further, the premium fees are for the first year only. The second year, they are expected to go way up, since the law has no cost controls on rising premiums. In a May 7 commentary in the Providence Journal, JoAnn Fitzpatrick draws the appropriate parallel with the Bush Administration's Medicare drug benefit scam. "In its rush to enroll seniors," she notes, "many drug companies low-balled the initial costs -- as had been predicted -- and then raised them a year later." Bet the bank that will happen in Massachusetts as well.If you refuse to be held hostage to the insurance companies by not buying insurance, you lose your $219 personal tax exemption. Continue to boycott the insurers and the penalty the second year goes to half the cost of the cheapest health plan, at least $1,200, an amount almost certain to rise.Despite this growing fiasco, a lot of politicians and some advocacy groups who should know better continue to tout the Massachusetts plan as the archetype of reform. In California, for example, Gov. Arnold Schwarzenegger has proposed a plan based on the Massachusetts experience, and is lining up corporate CEOs and some legislative leaders to help him pass it.Ultimately, the Massachusetts sham shares a lot in common with other market-based approaches to healthcare reform. The common denominator is expanding and entrenching the role of the insurance giants who are largely responsible for the current morass by transforming our nation's health from a system that delivers care to one that has become a funnel for higher profits, usually made by denying care.It's time to stop expecting the insurers and the market will solve a crisis that continues to financially benefit them. Only one solution guarantees healthcare for everyone, ends insurance industry interference with care, and actually does share responsibility with fair share costs on employers, government, and individuals alike. It's the approach of a form of expanded Medicare for All type system taken by every other industrialized nation, represented in HR 676 in Congress or SB 840 in California.
Rose Ann DeMoro is executive director of the California Nurses Association/National Nurses Organizing Committee



Massachusetts healthcare law/mess
I cannot beleive the media is silent on this issue! the truth is the residents of Massachusetts were sold out to insurance lobbyist. the State lawmakers have the residents intimidated by this law and are buying into a bogus insurance plans that are far from "affordable" the lowest cost plan is $300.00 monthly with a $4000.00 deductable. also if the check is not received by a certain day they shut off their insurance. this alone is appalling! We need to get the truth out about this the other better not follow Massachusetts to a road to ruin.
Norma Martino
I cannot believe this is
I cannot believe this is actually legal. The lobbyist run the government. This idea was started by Presidential candidate Mitt Romney and is being carried on by another incompetent Governor Deval Patrick. Illegal aliens break the law and get free care while hard working (living pay check to pay check) citizens get screwed. We have lost our sense of what is right and wrong anymore. the politician bow down to corporate greed and the average citizen is milked for all they are worth. I would love to know how to fight this but where does one begin? Because I am willing I just need a starting point.
Sean
SYSTEMIC SODOMIZATION / HEALTHCARE NON REFORM
Columnist Gene Pickham’s November 23, 2007 article, “Mandatory Health Care? Now That’s Sick,” http://www.wickedlocal.com/malden/news/lifestyle/columnists/x1944247460 states:
“One would think that the ACLU would stand up to these violations of personal liberty. But so great is the zeal of achieving socialized medicine, that even the ACLU is turning a blind eye to a hole in these violations that they could drive a truck through.”
Pinkham’s article makes good points concerning Massachusetts’s Mandated Healthcare Reform, entitled Chapter 58. This is not healthcare reform. It is a fraud perpetrated by the legislature and corporate interests on the governed. Unknown to most is the “tax exempt status” within the healthcare industry and its “insulation” from change. For instance how many people know that in almost every state, HMO’s, and insurer, BCBS, and the like, are all listed as “tax exempt not for profit “public charities.” This determination is made by the IRS and is predicated on filings and review standards of “lessening the burdens of government.” Most people perceive “not for profits” to be along the lines of; American Red Cross, Boy Scouts of America, United Way, organizations that “give” to decrease the suffering of others, with no strings attached, enabled by contributions from citizens of America; not “very profitable tax exempt health related entities,” which are bankrupting Americans, forcing foreclosures, destroying the quality of life in America.
A system that uses the tax code penalizing citizens who cannot pay costly health insurance premiums to entities who enjoy tax exempt status is unjust. Pinkham article goes on to identify and even more troubling aspect of the entire process:
“But that was before the days that Political Action Committees called the tune that our elected officials dance to. Now those PACs in the medical field can contribute to candidates, as is reflected in Tisei’s last report to the Office of Campaign and Political Finance. To be fair, Tisei is not alone in reaping such contributions, and they are legion. Can a shameless declaration from a lobbyist in the health insurance industry, trumpeting that the legislature was bought and paid for, be appearing sometime soon in the New England Journal of Medicine?
Now the sad reality, to add insult to injury, corporate lobbyist operating under tax exempt status, PACs lobby our representative to vote for laws mandating that the citizen now purchase health insurance from tax exempt not for profits like Blue Cross Blue Shield. Something is putrid here. It reeks like decomposing organic matter. Odious!!!! It is a twisted plan which will further eviscerate Americans and extracts vast sums of money out of the population, while business goes on as usual. If national healthcare reform is similar, pack it up and go home. We need some good independent journalistic reporting here. It is a Trojan horse by design where perceptions have little nexus to reality
No one can argue with the logic of preventative measures for children, as it relates to future cost. No one can argue that nothing should be done. It sure can be argued that this alleged reform in Massachusetts is a fraud, perpetrated by the legislature and health care lobby, on the citizens of Massachusetts, by simply shifting the burden of cost to the citizen, insured, taxpayer, who has been subsidizing the health care for decades. Meanwhile corporate health interests which are well represented, by lobbyist, money, enabled by the state are destroying America’s middle class. It is difficult to understand how this assault on Americans, lessens the burdens of government, when the governed are being systemically “raped.” Sounds just like the King of England and his corporate cohorts in colonial crime ripping off the colonist under the color of law except this time the taxpayers are now told we must purchase healthcare under a mandate from the legislature conspiring in a continued rip off of the taxpayer in the absence of full disclosure, even at presidential debates.On November 15th’s CNN Democratic debate in Las Vegas Senator Clinton spoke of mandated national healthcare reform. Barrack Obama spoke of the “ability to pay,” mandated healthcare insurance premiums. Listen to the exchange between Senator Clinton and Senator Obama. “Mandated vs. the ability to pay!”
http://www.youtube.com/watch?v=vBQigrJObwg
Nobody picked up on this and no further questions were asked providing facts or any real information. Massachusetts has reformed health care by the legislature “demanding” all citizens purchase health insurance. If you cannot afford it, you must still purchase it, or suffer tax consequences. Strong arguments exist for the law’s unconstitutionality. Serious ethical questions exist concerning the relationship between elected officials and healthcare interests in the state and nation. The deep pockets needed to litigate the issues do not exist for most and the ACLU
Jefferson Quote:
"I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and corporations that will grow up around [the banks] will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people.
The Reality................................
"The common denominator is expanding and entrenching the role of the insurance giants who are largely responsible for the current morass by transforming our nation's health from a system that delivers care to one that has become a funnel for higher profits, usually made by denying care.It's time to stop expecting the insurers and the market will solve a crisis that continues to financially benefit them. Only one solution guarantees healthcare for everyone, ends insurance industry interference with care, and actually does share responsibility with fair share costs on employers, government, and individuals alike. It's the approach of a form of expanded Medicare for All type system taken by every other industrialized nation, represented in HR 676 in Congress or SB 840 in California."
Rose Ann DeMoro, Bingo~!!!!
MAcommonwealth Connector is it a dictatorship healthcare system.
I am writing this because; I am upset and angry with the Massachusetts health care system (commonwealth Connector). Last year I had impacted wisdom teeth, which was setting on sensory nerve. I went my dentist had it removed, but here is upsetting and angry part with Mass-health (commonwealth Connector). Commonwealth Connector did not want pay at for this surgery and they wanted to use their list of choices. The reasons why choice my own dentist he knew my health back as I have many health problems from: Neurofibromatosis type1, high blood pressure, and heart problems and did not want unknown dentist to this surgery. After battling with the commonwealth Connector for months, they did not pay dime, I had pay out of pocket $2000! I am graduate student how the HELL!!!! I CAN PAY THAT MUCH! Unable, bill now has been sent to collection agency. What really upsets me how commonwealth Connector, says health is for everyone, but they will tell who you can pick or not pick. If, this is a so-called great healthcare we have for everyone then, let us choose our own doctors, then being an dictatorship healthcare system.